CREDIT COOPERATION IS AS A DIRECTION OF ENSURING THE WELL-BEING OF THE RURAL POPULATION
Issue № 12, 2020, article № 11, pages 59-63
Section: Cooperation and integration
Original language title: КРЕДИТНАЯ КООПЕРАЦИЯ КАК НАПРАВЛЕНИЕ ОБЕСПЕЧЕНИЯ БЛАГОСОСТОЯНИЯ СЕЛЬСКОГО НАСЕЛЕНИЯ
Abstract: Combining the efforts of the rural population on the basis of cooperation allows solving many social and economic problems that contribute not only to increasing the efficiency of agricultural production, but also to the sustainable development of rural areas. The international and Russian experience of cooperation testifies to the need for actions aimed at developing cooperation at the local level, as well as systemic substantial support from regional and federal authorities. Low incomes, minimal needs for borrowed funds and other factors do not allow small businesses in rural areas to get timely access to credit resources. One of the main types of agricultural consumer cooperation, which contributes to an increase in the level of well-being in rural areas, is credit cooperation. The fragmentation of small forms of business, a low level of knowledge about the advantages of cooperation in rural areas, and low qualifications of personnel limit the spread of cooperative ideas, in particular credit cooperation, in rural areas. The presented activities are designed to improve the current situation in the region.
Authors: Moiseeva Olga Aleksandrovna