DEVELOPMENT OF AGRO INSURANCE IN RUSSIA: REALITIES AND PROSPECTS

DOI 10.32651/2070-0288-2018-1-33-44

Issue № 1, 2018, article № 5, pages 33-44

Section: Problems of efficient management

Language: Russian

Original language title: РАЗВИТИЕ АГРОСТРАХОВАНИЯ В РОССИИ: РЕАЛИИ И ПЕРСПЕКТИВЫ

Keywords: AGRICULTURAL PRODUCTION, AGRICULTURAL RISKS, AGRO INSURANCE, AGRICULTURAL INSURANCE WITH THE STATE SUPPORT, THE MARKET OF AGRICULTURAL INSURANCE, THE CONTRACT OF AGRICULTURAL INSURANCE, SUBSIDIES

Abstract: The problem of financial protection of the property interests is particularly acute for agricultural producers owing to high dependence of agrarian production on forces majeure of the nature. As one of the most effective instruments of protection and risk management in agricultural production agro insurance, or agricultural insurance which provides stable conditions of production economic activity irrespective of influence of various factors of both climatic, and biological character acts. Also the systems of insurance of agricultural risks in particular exert impact on efficiency of insurance protection the level of development of national economy in general. Agricultural insurance contributes to restoration and the development of productive forces at the arising technical and economic problems, cuts down contingencies of the state, reduces action of an inflationary factor, optimizes a ratio of supply and demand. In world practice agro insurance - the integral attribute of successful functioning of a financial basis of agricultural branch. At the same time, the practical task of the organization of agro insurance is accompanied by a number of difficulties without which overcoming her decision is impossible regardless of a form of the organization and form of ownership of the organizations providing insurance service. In the article dynamics and problems of development of the market of the agricultural insurance which is carried out with state support as most important condition of sustainable development of the agrarian sphere of economy of Russia are considered. The problems of agricultural insurance which have resulted from inclusion of the state support of agricultural producers in the sphere of agro insurance in structure of a «consolidated regional subsidy» are presented. The analysis of the designated circle of problems is carried out, the directions of improvement of system of the state support at insurance of agricultural risks requiring prime attention from authorities are defined.

Authors: Klishina IUliia Evgenevna, Uglitskikh Olga Nikolaevna