INTERNATIONAL EXPERIENCE OF INSURANCE OF AGRICULTURAL RISKS: PROSPECTS FOR RUSSIA

Issue № 8, 2017, article № 13, pages 91-98

Section: Foreign news

Language: Russian

Original language title: МЕЖДУНАРОДНЫЙ ОПЫТ СТРАХОВАНИЯ СЕЛЬСКОХОЗЯЙСТВЕННЫХ РИСКОВ: ПЕРСПЕКТИВЫ ДЛЯ РОССИИ

Keywords: AGRICULTURAL PRODUCTION, AGRICULTURAL PRODUCERS, RISK MANAGEMENT IN THE AGRICULTURAL SECTOR, AGRICULTURAL INSURANCE, AGRICULTURAL INSURANCE MODEL, STATE SUPPORT, INSURANCE, UNIFORM SUBSIDY

Abstract: Agricultural production annually suffers great losses from risky events.Economic damage to agricultural organizations can be not only comparable with the financial results of their activities, but also exceed them in some time. Currently, without government support to agricultural producers is difficult to carry out their activities. The result of the influence of various risk events may arise such a situation when the agricultural organizations are not able to cope with the damage caused by them. World practice shows that insurance is one of the most effective tools to reduce financial losses due to the negative impact on agricultural production of various unfavorable factors. Insurance of agrarian risks in Russia is a relatively new phenomenon. Its formation in our country undergoes changes on the methodological, organizational, legal, economic and financial nature. The increasing role of state support in insurance of risks of agricultural organizations associated with Russia's accession to the world trade organization. The article examines the experience of implementation of the system of agricultural insurance in countries with significant agricultural resources, positive and negative sides used foreign models of agricultural insurance, possibilities of application of foreign experience in Russia. The urgency of implementation of innovative management models in the system of agricultural insurance, as well as the need for a comprehensive study of the system of measures of state support and protection of farmers from different climatic risks, it is emphasized that these activities will lead to the creation of a sustainable system of business operation in the sphere of agricultural production. It is concluded that agriculture is the sector most exposed to emergency situations of natural character, which can harm not just individual farmers but also the food security of the entire country. The necessary further actions for the development of a unified strategic planning system of agricultural insurance that meets the ambitious objectives of the entire agricultural sector of the country.

Authors: Klishina IUliia Evgenevna, Uglitskikh Olga Nikolaevna