TENDENCIES OF DEVELOPMENT OF AGROINSURANCE IN RUSSIA: REGIONAL ASPECT

Issue № 6, 2017, article № 5, pages 42-47

Section: Problems of efficient management

Language: Russian

Original language title: ТЕНДЕНЦИИ РАЗВИТИЯ АГРОСТРАХОВАНИЯ В РОССИИ: РЕГИОНАЛЬНЫЙ АСПЕКТ

Keywords: «ЕДИНАЯ СУБСИДИЯ», AGRICULTURAL INSURANCE, STATE SUPPORT, INSURANCE PROTECTION, INSURANCE PREMIUMS, RISKS, NATIONAL UNION OF AGRICULTURAL INSURANCE, REGIONAL MARKET, «UNIFIED SUBSIDY»

Abstract: Agricultural insurance as an element of protection of agrarians from adverse natural phenomena was born in the middle of the last century and today in a number of countries has reached a high level of development. In Russia, the experience of becoming an agri-insurance system has shown that this system cannot develop without state support. Russia has a huge potential for the development of the agricultural insurance market. Trends in the development of regional agricultural insurance markets point to its relevance in the main grain-producing regions of the European part of Russia. The article analyzes the changes in the system of agricultural insurance of Russia. Adoption of the first profile law (No. 260-FL) allowed reducing the cost of insurance, thereby ensuring an increase in the share of insured crops, increasing the financial stability of agricultural producers. The conclusion is made that all the changes were directed to the comprehensive consideration of the interests of the agrarians. An important link in the system of agricultural insurance is a specialized association - the National Union of Agro-Insurers of Russia. The features of state support for insurance with the transition to a «unified subsidy» are considered, in the context of which there is uncertainty in supporting insurance. The conclusion is made that the development of agri-insurance is a cross-cutting strategic task in the financial field, requiring the allocation of agricultural insurance in a separate direction of state support.

Authors: Glotova Irina Ivanovna, Tomilina Elena Petrovna