DEVELOPMENT OF AGRO INSURANCE IN MODERN CONDITIONS

Issue № 3, 2017, article № 3, pages 14-18

Section: Problems of efficient management

Language: Russian

Original language title: РАЗВИТИЕ АГРОСТРАХОВАНИЯ В СОВРЕМЕННЫХ УСЛОВИЯХ

Keywords: AGRICULTURAL PRODUCTION SUBSIDIZING, INSURANCE WITH THE STATE SUPPORT, A UNIFIED AGRICULTURAL TAX, THE TAXATION, AGRARIAN SECTOR

Abstract: The system of agricultural insurance operating till 2012 didn't allow carrying out effective protection of interests of agricultural producers, their protection against large-scale natural risks. The system of agricultural insurance didn't allow to ensure safety of the investments enclosed in production and to guarantee timely payments as a result of approach of insurance events. In article need of improvement of standard legal acts regulating providing the state support in the sphere of agricultural insurance is proved. It is noted that despite the done work on improvement of standard legal base, in the sphere of agricultural insurance with the state support negative dynamics of the indicators characterizing its state is observed. The low share of insurance payments in comparison with the paid insurance premiums in a combination to complexity and duration of receiving insurance payments negatively influences motivation of agricultural producers to the conclusion of contracts of agricultural insurance. For improvement of agro insurance a number of measures are proposed. They include increasing in level of insurance payments in comparison with the paid insurance premiums; using of quantitative values of target indicators of development of agricultural insurance with the state support; an improvement of the mechanism of performance of established periods of the approval of Plans of agricultural insurance; full and timely execution of performance of obligations by authorized bodies on transfer of insurance company of a part of the insurance premium covered by a subsidy.

Authors: Brattsev Valerii Ivanovich