REGULATION OF ACTIVITY OF AGRICULTURAL CREDIT COOPERATIVES

Issue № 7, 2015, article № 10, pages 68-73

Section: Cooperation and integration

Language: Russian

Original language title: РЕГУЛИРОВАНИЕ ДЕЯТЕЛЬНОСТИ СЕЛЬСКОХОЗЯЙСТВЕННЫХ КРЕДИТНЫХ КООПЕРАТИВОВ

Keywords: AGRICULTURAL CREDIT COOPERATIVE, STATE REGULATION AND SUPERVISION, SELF-REGULATION, RISK-FOCUSED APPROACH

Abstract: In recent years there are serious institutional changes in activity of agricultural credit consumer cooperatives directed on introduction of state regulation, control and supervision of their activity. Development and acceptance of the coordinated positions between Bank of Russia, the Ministry of Agriculture of the Russian Federation and authorized representatives of the market of agricultural credit cooperation on the main mechanisms (actions) of regulation of the market of the financial services aimed at the forward and system development by SKPK is most actual. In article measures for development and regulations of activity of agricultural credit cooperatives are offered. During the analysis features and problems of agricultural credit cooperation, a way of their decision are revealed, the risk-focused approach to state regulation and supervision is offered. For introduction the risk-focused approach to regulation and supervision everything SKPK can be shared into three groups depending on their hierarchical level, number and volumes of attraction of personal savings of members and the associated members, the average annual size of assets. Development, acceptance and performance of the offered actions will promote high-quality development of agricultural credit cooperation and expansion of access of country people to financial services.

Authors: Maksimov Anatolii Fedorovich